Driving Convictions Insurance

Sometimes you wonder if there are any drivers left who haven't had a speeding ticket

Zero tolerance is leading to more cameras and more convictions - and, if you pick up more than one conviction, you can expect more expensive premiums as a result.

Nowell & Richards has a reputation for pioneering schemes that deliver cheaper car insurance. Standard insurance companies assume that a driver with speeding convictions is a high risk.

Data collected by Nowell & Richards has shown that in most cases, the driver doesn't actually represent a higher risk than before the offenses were commited.

Currently, first time offenders are unlikely to see their premiums loaded. Getting a second offence however is a different story, with additional loadings likely, assuming your insurer is willing to take you on at all. Under the new Nowell & Richards scheme, the 'Second Offence' loadings are typically considerably less.

Nowell & Richards under no circumstances encourage speeding, but in todays society with more and more drivers picking up speeding convictions, we felt it was about time the insurance industry modernised it's thinking.

Insurance for Drivers with Convictions

The new Nowell & Richards scheme even offers reasonable rates for drivers with more than two speeding convictions. While there is extra loading for each conviction, the amount of the loading is on a sliding scale.

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