Executive Home Insurance

Executive Home Insurance from Nowell & Richards

As with all home insurance, the amount of cover required for the executive home is dependant on the value of the building, and the value of the contents, and cover is available, either for building and contents together, or separately.

The important criteria in respect of executive homes insurance is the claim "ceiling", which will reflect the high value of both the buildings and their contents. Replacement of contents may not be possible on a "new for old" basis, where, for example works of art etc, are concerned, and special arrangements will be included in the cover, to accommodate such high value items.

All risks to executive homes are covered, as in any "standard insurance cover", against fire, flood, storm etc, but will differ substantially as regards the value of the cover. The higher the net worth, the higher the set value of cover!

Many insurers of executive properties will often offer useful "add on" services, such as incorporating cars, boats, or holiday homes within a single policy, and may arrange to carry out an inventory of all household belongings.

Cover may also be obtained against loss of business data, carried in a laptop for example, while in the home environment.

Care and attention to detail are the key factors when insuring an executive home, and its contents.

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