High value home insurance

Your home is very often your most valuable and precious investment. Every client that has individual high value home insurance requirements, from city residence to pied-à-terre to country estate, will benefit from working with Nowell & Richards Private Clients Executives and their specialist insurers.

As part of the first steps to meeting your individual requirements, Nowell & Richards in conjunction with their insurer providers will conduct an independent appraisal of your property. This ensures that the insured value of your property represents the correct rebuild value,  including any unique architectural features which are commonplace in listed properties.

To help protect you against the possibility of malicious damage to your property, our Private Clients Executives can offer advice regarding detection systems including home security and intruder alarms and ongoing maintenance programmes which will protect your assets and could reduce your premiums.

We can also provide the same level of expertise and service for any other properties you may require us to insure, such as overseas residences and holiday homes along with Trust, properties of novelty interest such as thatched housing, listed buildings, lighthouses and even floating homes.

High value home insurance for your buildings

Buildings Insurance tends to fall into one of two categories; residential or commercial. Certain buildings,  however, may require very specific, or bespoke policies which standard insurers cannot offer, such as ‘Listed’ building, thatched properties or even buildings with moats.

Generally speaking buildings insurance will cover the house, garages, domestic outbuildings within the boundary of your home including tennis courts, swimming pools and walling.

A vital part of the Nowell & Richards service is to ensure that the amount of cover provided against your home insurance will provide total coverage for the rebuild cost in the event that your home would have to be rebuilt in the event of a catastrophe.

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High value home insurance for your contents

Home Contents Insurance will generally cover everything within your home, as well as any items within the boundaries of your property including garden furniture and ornaments. At Nowell & Richards we aim to provide policies that are written on a worldwide all risks basis as this provides the widest possible cover for all your possessions on a global basis both in and away from your home.

Your Nowell & Richards Private Clients Executive will discuss your individual requirements and select the appropriate cover for your needs. Specified valuable items such as jewellery, works of fine art and antiques, and collections can be insured for a specified sum on a worldwide all risks basis. We use insurers that provide cover on a warranty-free basis in order that you may enjoy your possessions as intended when you purchased them ensuring there is no impact on your lifestyle.

 

Nowell and Richards – high Value Home Insurance

Contact us

For your comprehensive and tailored quote please contact our specialist team of Private Clients Executives on 01785 255514 or email us at hello@nowellandrichards.co.uk.