Thatched Property Insurance

For hundreds of years thatch, using a variety of locally grown materials was the roofing material of choice for the majority of buildings.

Local and geographical conditions, the type and quality of materials used in the build, and the skill of the Thatcher all contribute to the "life expectancy" of any thatched roof.

The proximity of trees, damage by rodents, including rats and squirrels, and the amount of annual rainfall must all be taken into account when trying to assess how long a roof will last before it has to be replaced.

• A Butt up ridge, should last between 6 and 8 years
• A Wrap over ridge, between 10 and 15 years
• Long Straw, between 15 and 20 years
• Combed Wheat, between 15 and 25 years
• Water Reed ,between 30 and 50 years

Thatch Roof Insurance

When taking out a policy on a thatched roof building, insurance loss adjusters will take into consideration the amount of insurance cover carried by the building i.e. what it would cost to completely rebuild the structure in the event of total loss.

This figure is currently in the region of between £1,500 and £1,750 per square meter for thatched buildings. Using these figures as an example, a building with a footprint of 500 square meters would cost in the region of £750,000 - £875,000 to rebuild.

Nowell & Richard's are able to offer you a tailor made, comprehensive policy to suit all your requirements and fully secure the future of your thatched roof property.

Thatched Property Quote

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