The important loophole every luxury watch or jewellery owner NEEDS to know
If you wear expensive jewellery or own a luxury watch, you’ll no doubt appreciate its elegance and beauty.
But you probably won’t know that most standard insurance policies WON’T pay out if ever it’s lost, damaged or stolen.
Jewellery is often one of the most expensive assets acquired by wealthy and high-profile people. Unfortunately, it’s also often the most vulnerable.
So, it’s easy for a piece to become damaged, lost or stolen.
This high level of risk is the main reason why most standard market insurers will only provide cover for items when they’re in the home.
If you’re a wealthy individual or someone who lives life in the public eye, that’s not much use. Looking good is often a big part of your personal brand.
At Nowell & Richards, we understand people who live this lifestyle – and we help to solve their complex insurance issues by offering worldwide all-risks cover for all their assets.
If your Cartier diamond ring is damaged, don’t worry about it.
If your Van Cleef necklace is stolen, there’s no need to fret.
If your Rolex Daytona becomes lost, it’s not a problem.
No warranties or clauses – complete cover for any eventuality
Unlike the majority of standard market insurers, an N&R policy is not laden with warranties or clauses.
We provide policies which include the following cover as standard:
- Agreed & extended replacement values
- No excess to pay
- Lower rates and bespoke coverage options
- Valuation advice
- Cash settlements
- Generous single article limits
- Choice of repairer for damage
Should a crisis occur, you can be sure that our comprehensive policy will pay out. No problem. No quibbles.
If you’re a professional footballer with a £50,000 Audemars Piguet Royal Oak Offshore Chronograph which you remove and leave in the changing room so you can train, being insured with N&R offers you complete peace of mind.
Our knowledgeable team of Private Client Insurance Executives will discuss your requirements personally to ensure you obtain the best combination of coverage, value and advice.
To find out more about this preventative and proactive approach, please get in touch or call 01785 255514 for a free quote.