Family Fleet Insurance

Family fleet insurance is a flexible solution for multiple drivers and vehicles on one convenient policy. If your family operate two or more vehicles, specially-tailored family fleet insurance can often provide the most cost-effective protection.

Should you need cover for a combination of vehicles – from cars and motorbikes to vans and horse boxes – family fleet motor insurance could be an ideal solution.

At Nowell & Richards, we understand you may have access to more than one car and can deliver the highest levels of cover for every vehicle in your household.

With only one premium and renewal to arrange each year, adopting this ‘portfolio’ approach to insurance will usually save you time and money.

When your family has such unique motoring requirements, standard market insurance won’t typically provide the protection you deserve.

Arrange specially-tailored family fleet insurance cover and benefit from flexible driving options – allowing any UK driver to use any vehicle and still be comprehensively covered.

Designed to suit your daily driving needs, our unique policy will protect your loved ones and vehicle whenever its most needed.

For impartial advice and expertise, call 01785 255514 and ask our specialist family fleet insurance brokers customise a quote for your lifestyle.

How many vehicles can we cover?

Family fleet motor insurance usually covers between two and five vehicles – but you can protect as many as you need.

Your policy can cater for a combination of cars, vans, motorbikes, horse boxes or campervans – if all the vehicles are registered to the same address.

Commercial vehicles and company cars cannot be included.

No matter what make or model you drive, we can insure it – call 01785 255514 for a tailored quote.

The benefits of family fleet insurance

  • Multi-car discount gives you better economies of scale
  • More vehicles + fewer drivers = greater savings
  • Complete flexibility – Increase excess for lower premium
  • Huge savings – typically 15 to 20 per cent
  • Easy payments – one policy and one premium
  • Each person can earn no claims bonus in own name
  • Personal injury cover for passengers
  • Drive any vehicle at any time
  • Business use can be included
  • Add more vehicles at later date

Why choose us?

If you have more than two cars in your household, Nowell & Richards do not believe buying an ‘off-the-shelf’ motor insurance policy is the right strategy to adopt.

Trusted since 1976, we take time to listen to your lifestyle and understand your driving habits. We scour the market as independent advisors and tailor a personalised insurance solution that’s unique to you.

As a specialist family fleet insurance broker, we use our expertise to recommend only the UK’s finest insurance underwriters.

From quotation to claim, you’ll always be in safe hands.

  • We understand that privacy and confidentiality is paramount
  • We continually monitor the market and act as trusted advisors
  • We offer an advice-led approach, not a price-led approach
  • We have billions of pounds worth of assets insured

Features & benefits

Every multi-car insurance policy we issue is 100% tailored to your lifestyle and driving needs.

Protect all your vehicles with N&R and you could enjoy the following benefits*:

  • High-value personal injury cover for driver and passengers
  • Annual overseas driving cover
  • UK and European breakdown cover
  • Drive any vehicle at any time
  • Business use included
  • Suitable cover for personal belongings

*Always consult your Policy’s unique Terms and Conditions for full and exact details of any cover provided.

Making a claim

Should you be involved in an accident, you can relax safe in the knowledge that your tailored multi-car insurance policy will provide comprehensive cover.

As well as complete peace of mind, you’ll also benefit from:

  • Seamless, fast and efficient claims service
  • Enhanced courtesy car – after fault, accident or theft
  • Warranty free policy - no clauses to trip you up

If you need to make a claim during office hours, call 01785 255514 or click here for out-of-hours support.


To ensure maximum reliability and help retain your car’s future value, a policy from Nowell & Richards will only use repairers recommended by the manufacturer.

In the event of a claim, you’ll also benefit from:

  • Agreed and extended value cover for total loss
  • Use of only manufacturer-approved parts
  • Repairs completed by repairer of your choice
  • Malicious damage and vandalism costs
  • Unlimited windscreen cover

Our service promise

N&R provides tailored insurance solutions for ALL your personal and commercial insurance needs.

  • We listen and understand our clients’ lifestyle
  • We analyse the market as independent advisors
  • We use our expertise to tailor the most appropriate protection
  • We build long-term relationships and won’t forget about you
  • We take the lead when a claim occurs and resolve matters on your behalf

Enter Your Details Below, Get a Free Quote Today

    If you would prefer to talk to an insurance expert about your requirements OR if you have more than 4 vehicles please call us on 01785 255514

    To speak to an experienced N&R insurance adviser, please call 01785 255514

    Professional, impartial & experienced

    N&R is a leading Private Client and Commercial Insurance broker. We provide tailored insurance for high net worth individuals and business owners, offering a trusted and discreet service.

    Enquire Now

      Enquire Today...