SPECIALIST TAILORED INSURANCE
Fine Art & Antiques Insurance
Protect your fine art and antiques with confidence. Nowell & Richards offers expert-led, bespoke insurance for collectors and high net worth individuals.
Protect Your Fine Art and Antiques with Confidence
Fine art and antiques are more than valuable—they’re often irreplaceable, with deep personal or historical meaning. At Nowell & Richards, we design specialist Fine Art & Antiques Insurance to give you the freedom to display, store, or loan your collection, knowing it’s protected by experts.
Contact us to discuss your requirements and we’ll typically respond the same working day.
Why You Need Specialist Fine Art & Antiques Insurance
Standard home insurance rarely offers the protection your high-value or rare items require. Fine art and antiques often appreciate in value and carry unique risks. That’s why we tailor each policy to reflect the true worth and specific needs of your collection.
What Fine Art & Antiques Do We Cover?
We typically arrange cover for items valued over £10,000—especially those that exceed standard policy limits. We insure:
- Paintings, sculptures, and installations
- Antiques and decorative furniture
- Rare books, manuscripts, and maps
- Ceramics, glassware, and silverware
- Collectibles such as coins, stamps, and vintage items
We will carefully review your collection, assess existing valuations or photographs, and, if necessary, recommend trusted valuers. Additionally, we advise regular revaluations to ensure your policy reflects current market values, particularly for appreciating assets
You can tailor your policy to cover items at home, in storage, or on loan to galleries. We also insure sets, recognising that the loss of one item can impact the value of the whole.
Tailored Fine Art & Antiques Insurance That Reflects Your Lifestyle
At Nowell and Richards, we don’t believe in one-size-fits-all insurance. When it comes to protecting your fine art and antiques, we take the time to understand every detail of your collection and how you live with it. Our expert team will speak with you directly to build a policy that fits your exact needs.
We’ll explore your home security arrangements – such as safes, alarms, and CCTV systems – to ensure your valuables are well protected. We’ll also look at how and where you store or display your collection, whether it’s showcased in your home, kept in secure storage, or rotated between locations.
If you loan pieces to galleries, transport them for exhibitions, or frequently travel, we’ll factor that into your cover. Your lifestyle matters, and so does your claims history – if relevant, we’ll review it to make sure your policy is both comprehensive and competitive.
Our bespoke policies can include worldwide cover, offering protection against theft, accidental damage, and loss – wherever your collection goes.
Why Choose Nowell & Richards?
Since 1976, we’ve helped collectors, investors, and enthusiasts protect their most treasured possessions. Our clients trust us for our discretion, independence, and deep market knowledge.
- Rely on our expertise: We arrange complex policies every day
- Get independent advice: We work with multiple leading insurers
- Enjoy personal service: We often visit clients to assess collections
- Access trusted valuations: We partner with expert valuers
- Benefit from exclusive access: As part of the JMG Group, we offer specialist schemes and products
We proudly serve discerning collectors across the UK with tailored, expert-led insurance solutions.
Fine Arts & Antiques Insurance FAQ
To help you navigate the complexities of Fine Art & Antiques insurance, we’ve answered some of the most common questions our clients ask. These insights are designed to give you clarity and confidence, but if you’d prefer personalised advice, our Private Client Executives are just a call away on 01785 255514. We’re here to help you protect what matters most.
Standard home insurance often fails to reflect the full value, rarity, or specific risks of fine art and antiques. Our bespoke policies account for these factors to ensure proper protection.
Yes. Accurate valuations are essential. We work with trusted expert valuers to assess your collection and keep your cover up to date.
Yes, absolutely. At Nowell & Richards, we understand that valuable pieces are often shared with the world. That’s why we tailor your policy to provide seamless protection—whether your items are displayed at home, kept in secure storage, or on loan to galleries and exhibitions. Wherever your collection goes, your cover goes with it.
At Nowell & Richards, we’re here when it matters most. If you ever need to make a claim, you’ll be supported by your dedicated Private Client Executive and our experienced in-house claims team. We’ll handle everything with discretion, efficiency, and the personal attention you deserve—making the process as smooth and stress-free as possible.
While we specialise in high-value collections, we’re happy to discuss your needs regardless of size. We focus on protecting items of significant personal or financial value.
Getting started with Nowell & Richards is straightforward. Simply call us on 01785 255514 or get in touch via our contact page, and one of our experienced Private Client Executives will be happy to assist you. We work exclusively with leading insurers to create bespoke Fine Art & Antiques insurance policies, designed to reflect your lifestyle and safeguard your most treasured possessions.
First class claims service
If you do need to make a claim then you won’t be left alone to manage the process directly with the insurer. Making a claim is when you most need professional advice and is when our service really comes into its own.
Our in-house claims team will help you every step of the way, including your own dedicated claims manager. They will work with you to help you settle your claim as promptly and fully as possible.
We use our knowledge of your home and possessions and the policy cover to make the process as simple as possible for you. At every stage, we’ll advise you on the next steps you need to take and help you prepare all the relevant information and documents to support your claim.
Our reputation
Having worked with business owners, entrepreneurs and professional sports people since 1976, we know how to meet the sophisticated needs of such clients in a professional manner. Our business and reputation have grown thanks to our high levels of client retention and referral.
We’re now part of the JMG Group – one of the UK’s top 30 insurance brokers. This has given us greater access to exclusive offerings from major insurers, whilst retaining our independence in the advice that we provide.
Get in touch to discuss your Fine Art & Antiques Insurance
Get in touch with Nowell & Richards through our website or call us on 01785 255514. One of our Private Client Executives will respond the same working day to arrange a convenient time to discuss your collection in more detail—and provide expert, independent advice on the right protection for your most treasured pieces.