SPECIALIST TAILORED INSURANCE
Yacht Insurance
Sail with confidence worldwide. Nowell & Richards offers tailored yacht insurance with agreed-value cover for total peace of mind on every voyage.
Protect Your Yacht with Confidence
At Nowell & Richards, we understand that owning a yacht is about freedom, adventure, and lifestyle. Whether you cruise the coast or cross oceans, your vessel deserves specialist protection. Our yacht insurance gives you the confidence to enjoy every voyage, knowing your craft, crew, and equipment are fully covered.
We work with leading marine insurers to deliver tailored cover for high-value vessels, from sailing boats and motor cruisers to RIBs and superyachts. Wherever you sail, we’ll help you protect what matters most.
Contact us to discuss your requirements and we’ll typically respond the same working day.
Do You Need Yacht Insurance?
If you own a yacht or high-value boat, standard marine insurance may not offer the level of protection you need. Our bespoke yacht insurance policies are designed for owners who require:
- Agreed-value cover for full protection
- Worldwide navigation limits
- Cover for private use, occasional charter, or competitions
- Protection for crew, passengers, and onboard equipment
We customise your yacht insurance to match your vessel, sailing experience, and lifestyle—ensuring you get the right cover for every journey. Whether you’re cruising locally or exploring international waters, we deliver comprehensive protection tailored to your needs.
Call Nowell & Richards today on 01785 255514 for a bespoke yacht insurance quote and set sail with total peace of mind.
Important Considerations When Choosing Yacht Insurance Cover
When you contact Nowell & Richards, we take the time to understand every aspect of your yachting lifestyle. We look closely at your skipper experience and sailing history, the type, value, and age of your vessel, and where you typically sail—whether that’s around the UK, across Europe, or globally. We also consider whether you charter your yacht privately and how and where you store or transport it.
By gathering these details, we create a yacht insurance policy that reflects your real-world risks and ensures you’re never underinsured.
Call us today on 01785 255514 for expert advice and a tailored yacht insurance quote, or you can fill in our contact form which we’ll typically respond the same working day.
What Does Our Yacht Insurance Cover?
At Nowell & Richards, we provide comprehensive yacht insurance that protects your vessel, equipment, and everyone on board. We cover a wide range of vessels, including sailing boats, motor cruisers, RIBs, speedboats, and superyachts. Whether you’re navigating coastal waters or embarking on long-distance voyages, we ensure your yacht is fully protected.
Our policies include cover for sailing equipment and onboard electronics, as well as protection during transit and storage. We safeguard against theft, vandalism, and malicious damage, and provide cover for weather-related events such as fire, lightning, explosions, and freezing machinery.
You’re also protected against accidental loss or damage, with third-party liability cover up to £5 million. We include crew and passenger liability, crew personal accident cover, medical expenses, and death or injury benefits—ensuring complete peace of mind for you and your crew.
We work closely with you to design a bespoke yacht insurance policy that delivers exceptional protection, tailored to your vessel and lifestyle. Call Nowell & Richards today on 01785 255514 to speak with a specialist and get your personalised yacht insurance quote.
Why Deal with Nowell & Richards for Your Yacht Insurance?
Since 1976, Nowell & Richards has helped high net worth individuals protect their most valuable assets. Our clients include yacht owners, marine investors, and leisure sailors who value discretion, independence, and expert advice.
- Specialist knowledge: We understand the marine insurance market and its unique risks
- Independent advice: We work with multiple insurers to find the best fit
- Tailored solutions: We customise every policy to your vessel and lifestyle
- Dedicated support: Our in-house team manages claims with speed and care
- Exclusive access: As part of the JMG Group, we offer specialist schemes and products
With billions of pounds worth of assets insured, Nowell & Richards is the trusted partner for discerning yacht owners across the UK – delivering expert advice, tailored protection, and complete peace of mind on every voyage.
Yacht Insurance FAQ
Understanding yacht insurance doesn’t have to be complicated. At Nowell & Richards, we’ve answered the most common questions to help you protect your vessel, passengers, and liabilities with confidence. For personalised advice, call our expert team on 01785 255514 or reach out to us via our contact page and one of our experienced Private Client Executives will be happy to assist you, typically respond the same working day.
Yes—occasional use still carries significant risks, from theft and storm damage to third-party liability. At Nowell & Richards, we tailor your yacht insurance to ensure your vessel is fully protected every time you set sail, no matter how infrequently.
Absolutely. We arrange bespoke cover for UK, European, and global navigation zones, depending on your sailing plans and level of experience. Our team will work with you to ensure your policy reflects your exact cruising intentions.
Yes. At Nowell & Richards, we can include comprehensive protection for crew and guests, including liability cover, personal accident, medical expenses, and more – customised to suit your onboard arrangements.
Yes, we can include occasional private charter use within your policy, provided it aligns with your vessel’s classification and licensing. We’ll ensure your cover reflects both personal and chartered use with precision.
You’ll be supported by your dedicated Private Client Executive and our experienced in-house claims team. We handle every claim with speed, discretion, and care—ensuring a smooth, stress-free process from start to finish.
Just call us on 01785 255514 or reach out via our contact page, and one of our experienced Private Client Executives will be happy to assist you. We work with leading marine insurers to create bespoke yacht insurance policies – designed to reflect how, where, and why you sail, and to protect your vessel, passengers, and liabilities with precision.
First class claims service
If you do need to make a claim then you won’t be left alone to manage the process directly with the insurer. Making a claim is when you most need professional advice and is when our service really comes into its own.
Our in-house claims team will help you every step of the way, including your own dedicated claims manager. They will work with you to help you settle your claim as promptly and fully as possible.
We use our knowledge of your home and possessions and the policy cover to make the process as simple as possible for you. At every stage, we’ll advise you on the next steps you need to take and help you prepare all the relevant information and documents to support your claim.
Get in touch to discuss your Yacht Insurance
We’re here to help you find a competitive yacht insurance policy that offers the right level of protection for your vessel and lifestyle. Contact us through the website or call 01785 255514, and one of our experienced team members will guide you to the best cover for your needs.